Occupied life annuity without annuity (100% bouquet)
Location and environment:
Detached house from the 70s located in Orléat, "Les Pinèdes" district, no vis-à-vis and almost no vehicle passage.
Village of 2250 inhabitants located less than 10 minutes from the commercial area of Thiers and its toll booth of the A89 (Clermont-Ferrand - Lyon). You are less than 3 minutes from the health centre (doctors, nurses, physiotherapists, dentist, pharmacy) and the leisure centre (nursery, various clubs). Orléat is a village spread over several hamlets and is part of the Community of Communes "Entre Dore et Allier" made up of 14 communes totalling nearly 20,000 inhabitants. The privileged location of Orléat places you 35 minutes from Clermont Ferrand and 1h30 from the center of Lyon. Vichy is a 45-minute drive away.
Summary description of the house:
House entirely on one level in good condition and well maintained but eventually requiring a good
Refreshment. Facing East/West, the house is composed of two entities that can be brought together by simply piercing a door.
1°- 1st entity with a living area of 62 m² which is divided as follows: 1 living room of 21m² opening onto a veranda of 17 m², a fitted kitchen of 6.6m², a bathroom of 3.08 m², 3 bedrooms (7m², 8.80m² and 10.3m²), Wc 1.11 m².
2°- The second part of the house is composed of a living room of 13 m², a bedroom of 8.33 m², a kitchen of 7.33 m² and a toilet of 1.84 m².
In addition and accessible from the veranda and the outside a laundry room of 13.76m².
And finally a carport at the entrance of the property + 3 buildings that can be used as storage or workshop.
Comfort elements: Heating by pellet stove + electric convectors in the bedrooms. Mains drainage.
The house is located on an enclosed plot of 2024 m² maintained and wooded.
DPE: D/231 GES: B/7 Estimated annual housing energy costs: between 1,350 and 1,870
Information on the risks is available on the Géorisques website:
Conditions of sale:
Cash sale with life occupancy by right of use and habitation for the benefit of a couple whose man
is 72 years old and the wife is 71 years old, this right does not allow them to rent the house in the event of leaving for a retirement home.
Market value of the property: 160,000 Agency fees included (Sale price if this house was sold free
occupant and cash)
Sale price: 74.700 paid in cash agency fees included
Life annuity: 0 /month (Sale price 100% Bouquet)
Indemnity for permanent early release at the request of the sellers: 8,000 at the handover of the keys
Notary fees: 7,200 calculated on the sale price of 74,700
Property tax 2023: 637 net of household waste tax reimbursed by occupants
EXPERT'S OPINION: You benefit from a reduction in the purchase price of 85,300, considered as rents
paid in advance, net of charges and rental taxes, i.e. a reduction in the sale price of 53% without any
concern for rental management and unpaid bills (Our guide for the investor in a life annuity occupied without an annuity is at your disposal
disposition).
Bouquet : 74 700 - Sextant France - Marc Charavil your real estate advisor in Orleat - - More information on ref. 23198 Fees Ttc charge seller
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Sprog efter præference
Diagnose
Energy Performance Diagnosis (EPD)
Very energy efficient housing
A
B
C
D
Forbrug
(primary energy)231 kWh/m².year
Emissions
7 kg CO₂/m².year
D
E
F
G
High energy-consuming housing
Diagnostic performed after 1 July 2021
Greenhouse gas emission index
Very low CO₂ emissions
A
B
Emissions
7 kg CO₂/m².year
B
C
D
E
F
G
Very high CO₂ emissions
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